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(1) A guarantee agency shall cooperate with the schools that have participated in its programme in order to develop and make available quality educational materials and programmes that provide pupils and their families with training in budgeting and financial management, including debt management and other aspects of financial skills, such as. B the cost of using high-yield loans to pay for post-secondary education. and how budgeting and financial management relate to Title IV of student loan programs. Federal acceptance procedures for applying for student loans are available on this site. By following these procedures and accepting your loans, you enter into an agreement with the Ministry of National Education to lend funds that must be repaid in full in accordance with the regulations of the Ministry of National Education, including interest. .